Deadline approaching for VLTD and VLIFE enrollment for rail, bus members

Open enrollment for the SMART-TD Voluntary Group Life (VLIFE) insurance and Voluntary Long-Term Disability (VLTD) insurance plans for members ends Aug. 23, 2024.

This will be the last opportunity this year to get coverage.

Here are some available coverage highlights:

VLTD

• Protects members’ income if they cannot work due to injury, illness or surgery.
• Tax-free benefits — no medical exams/questions required to enroll.
• Up to $5,000 of monthly benefits for up to five years.
• Benefits start paying after the SMART VSTD stops — 238 days for rail members and 365 days for bus members.

VLIFE

• Members can elect up to $250,000 with no medical exams/questions required.
• Benefits double in the event of an accidental death.
• 24-7 on and off the job protection.

This opportunity is currently open only to members who are not participating in the SMART-TD VLTD or VLIFE.

Additionally, members can explore options like Cancer, Accidental Death & Dismemberment, and Hospital Indemnity insurance via UTUIA.

Members can learn more and enroll by visiting www.smart-vltd.com.

Thank you for your dedication, and please take this opportunity to ensure that you are well-equipped and -protected.