SMART-TD is pleased to announce that the open enrollment for the Voluntary Long-Term Disability (VLTD) and Voluntary Group Life (VLIFE) insurance plans has begun. This will be the only opportunity this year for members to get protected.
The last date for enrollment is Aug. 23, 2024, to be covered for a Sept. 1, 2024, effective date. This opportunity is open only to members who are not current participants in the SMART-TD VLTD or VLIFE programs.
Coverage highlights
VLTD
- Protects members’ income if they cannot work due to injury, illness or surgery.
- Tax-free benefits — no medical exams/questions required to enroll.
- Up to $5,000 of monthly benefits for up to 5 years.
- Benefits start paying after the SMART VSTD stops — 238 days for rail members and 365 days for bus members.
VLIFE
- Members can elect up to $250,000 with no medical exams/questions required.
- Benefits double in the event of an accidental death.
- 24-7 on- and off-the-job protection.
Members can learn more and enroll by visiting www.smart-vltd.com.
Thank you for your dedication.
In solidarity,
SMART Transportation Division
Related News
- SMART-TD’s Chris Smith Wins City Council Seat in Tama, Iowa
- NTSB Issues Two Rail Safety Alerts
- Railroader Healthcare Costs Remain Stable While National Averages Soar
- SMART-TD Mourns the Loss of Sister Tanya Perry
- Call to Action in Mass.: Transit Safety Legislation Up for Final Vote
- New Jersey’s “Vote Labor” Push led by SMART-TD’s Ron Sabol
- Better Short-Term Disability Benefits Coming in 2026
- 2025 Tentative Agreement Reached Between SMART-TD and Union Pacific
- Stand with Sister Nydia Sandoval on Monday!
- General President Coleman congratulates SMART-TD leaders, members on ratified national agreement